In today’s time, most people pay from UPI. Among those receiving payment are small shopkeepers, street vendors, online sellers, restaurants and hotels, freelances and service provider. But sometimes people fall prey to fraud of fake payment screenshots. That is, the person in front showed you a fake payment screenshot of payment from UPI and you assumed that I got a payment, but many times it does not happen and you have to bear the loss. If you want this, you can avoid it. There are some ways for this, so that you will not come under such a trap. Come, let’s discuss these things here.
Fake payment screenshot type of fraud
- The fraudsters use the photo editing app to change the details on the payment receipt. They change the amount, date or payment position to make it look real.
- Some people use fake apps that make fake receipts. These apps look like real banking or UPI app, but they do not send any money.
- The scamster shows a real screenshot but later cancels the transaction or sends money from an empty account, which means that payment is not made.
- The fraudsters already record a real payment and run videos to show as evidence, making others feel that they have paid.
Take these precautions to stop scam
- Always check your bank account or payment app before handing over to any product or service.
- A business UPI account sends automatic SMS information for every payment, which reduces the chances of fraud.
- Check the payment confirmation messages – Wait for Payment Confirmation SMS or check the position of transactions in your app.
- The QR code connected to your bank account helps you track payments more easily.
- Do not rely on screenshots only. Always confirm the transaction in real time through your bank or UPI app.
- Keep a record of payment. Maintain a notebook or digital record of all payments received to cross-check later.
- Educate employees and staff. If you have payment employees, trend to verify the transaction before accepting them.
- Report suspicious transactions. If you look at fake payment efforts, then report them to the police or cyber crime department.
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