Post office schemes: The post office i.e. the post office provides postal services to its customers as well as all banking services. Accounts can also be opened in post office investment schemes as well as savings accounts like savings accounts, RD and FD. On opening an account under savings schemes in the post office, you not only get more interest than banks but your money is also completely safe here. There is also a scheme of post office, in which you can get a fixed interest of Rs 29,776 by depositing Rs 2 lakh.
7% interest is available in post office at 2 -year TD
Just as all the banks of the country open FD (fixed deposit) accounts for their customers, similarly, the post office also opens TD (Time Deposit) accounts for its customers. The post office TD is exactly like the FD account of banks. The post office provides its customers to open TD accounts for a period of 1 year, 2 years, 3 years and 5 years. Post office working under the central government is paying interest ranging from 6.9 percent to 7.5 percent on TD accounts. The post office is getting an interest of 7.0 percent on a 2 -year TD.
If you deposit 2 lakh rupees, you will get a total of Rs 2,29,776
Any citizen of the country can open an account in the TD scheme of the post office. You can deposit at least 1000 rupees in the TD account, while there is no limit of maximum deposit. The customer can deposit as much money as he wishes according to his will. If you deposit Rs 2 lakh in a 2 -year TD in the post office, then you will get a total of Rs 2,29,776 on maturity, including a net and fix of Rs 29,776. With the opening of TD account, you know how much you will get a total of total on maturity. To open a TD account in the post office, you must have a post office savings account.
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