Post office scheme: The post office of India not only provides postal services but also banking services. You can open a savings account in the post office i.e. post office, you can open TD account just like FD and open RD account. Not only this, you can also invest in many types of investment schemes in the post office. Today we are going to tell you about one such scheme of post office, in which you can earn every month by investing only once. Yes, we are talking about the monthly income scheme (MIS) of the post office.
9 lakhs can be made in single account and 15 lakhs in joint account can be invested
MIS of the post office is a scheme in which outright investment is made. In this scheme, you can invest at least Rs 1000 and a maximum of Rs 9 lakh. If you want to open a joint account in this scheme, then you can also invest 15 lakh rupees in it. On the MIS scheme of the post office, you get an interest of 7.4 percent every month and interest money keeps coming to your bank account every month. The post office scheme comes with a 5-year lock-in period. However, in some circumstances you can withdraw money by closing your account even before 5 years.
Fix interest of Rs 9250 will be available every month with government guarantee
If you are married, then you can open a joint account in the MIS scheme with your wife. Under the MIS scheme, you can invest Rs 15 lakh in a joint account with your wife. If you invest Rs 15 lakh, then your bank account will keep a fixed interest of Rs 9250 every month for 5 years. After the completion of 5 years, the entire 15 lakh rupees deposited by you are also transferred to your bank account. Let us tell you that this is a government scheme, which is being run by the post office under the supervision of the Central Government. In this scheme, your money is completely safe and you get fixed interest with guarantee every month.
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