Investment Tips: Investment A lot of people will give you advice. Everyone must say that it is not enough to earn and save only. If you want to secure the future, you have to invest. We also start investing by obeying the matter, but often we do addicts because we do not have the right information. In this affair, we start investing but we are unable to start right. We want to tell you one thing that it is very important to understand some things before investing. By not doing so, you will not be able to start correctly and will miss your financial goal. So let us know what special things should be taken by an investor before starting investment.
Why invest?
1. To beat inflation: The rate of inflation is about 6-7% per year. If your money is lying in the savings account, then its actual price decreases over time. By investing in the right medium, you can get better returns by defeating inflation.
2. Dreams will be fulfilled: Whether it is to buy a house, children’s education, or retirement scheme, investment helps you reach your goals.
3. Put money to work: By investing you can invest your money to work, which keeps it growing over time.
Investment options
1. Stock market:
– By investing in the stock market, you can become a share of companies.
– Example: Shares of companies like Reliance, Tata Motors, Infosys.
– Risk: Stock market fluctuations occur, so it can be risky.
2. Mutual Funds:
– Professional fund managers in mutual funds invest your money in various shares and bonds.
– Examples: Equity Fund, Date Fund, Hybrid Fund.
– Risk: Risk depends on the type of funds.
3. Gold:
– Gold is a traditional investment option in India.
– Example: Gold ETF, gold coins, or jewelery.
– Risk: Gold prices depend on international markets.
4. Real estate:
– By investing in property, you can get good returns in a long time.
– Risk: To invest in property requires large capital.
5. Fixed Deposit:
– You can get safe returns by doing FD in bank or post office.
– Risk: Return is low, but the risk is also low.
What to know before investing
1. Set the goal: First decide for what purpose you are investing.
2. Deadline: If your goal is long, then it may be better to invest in equity.
3. Risk ability: Understand the ability to take your risk. If you do not want to take a risk, choose a safe option.
4. Diversification: Divide your investment into different options so that the risk is reduced.
How to start investment?
1. Read: Learn about the stock market, mutual funds, and other options before investment.
2. Make small start: Initially invest with small amount and increase it slowly.
3. Financial Advisor: If you are new, consult a financial advisor.
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